Get Financial
Guarantees in
Under 48 Hours
Bid security, performance guarantees, and advance payment solutions — all online, all fast, all backed by regulated financial institutions.
OUR SERVICES
Everything you need to win contracts
Choose from our range of financial guarantee products designed for businesses of all sizes.
Bid Security
Bid security refers to a form of guarantee or assurance provided by a bidder in a procurement process. It is a financial or non-financial commitment made by the bidder to demonstrate their seriousness and ability to fulfil the terms of the bid or contract if they are awarded the project.
Apply NowPerformance Guarantee
A performance guarantee, also known as a performance bond or contract bond, is a financial assurance provided by a contractor or supplier to the project owner (obligee) as a guarantee that they will fulfil their contractual obligations in accordance with the terms and conditions of the agreement.
Apply NowAdvance Payment Guarantee
An Advance Payment Guarantee (APG), also known as an Advance Payment Bond, is a type of financial guarantee provided by a contractor or supplier to the project owner or buyer. It assures the recipient that if the contractor or supplier fails to fulfil their obligations, the advance payment received will be reimbursed.
Apply NowCredit Line
A credit line, also known as a line of credit, is a flexible lending arrangement provided by a financial institution that allows a borrower to access funds up to a predetermined limit as needed. It provides ongoing financial support for your project and business operations.
Apply NowHOW IT WORKS
Three simple steps to your guarantee
Our streamlined process gets you from application to guarantee in record time.
Get Started FreeRegister & Apply
Create your account and submit your guarantee application online in minutes.
Review & Pay
Our team reviews your application. Pay fees easily via bank transfer or mobile money.
Get Guaranteed
Receive your guarantee within 48 hours. Track everything in real-time from your dashboard.
WHY IWACU FINANCE
Built for Rwandan businesses
Fast Processing
No more waiting weeks. Our digital-first approach means your guarantee is ready in 48 hours or less.
Fully Regulated
Licensed and regulated by the Central Bank of Rwanda. Your finances are in safe, compliant hands.
100% Online
Apply, track, and manage all your guarantees from anywhere. Pay via bank or MoMo.
Questions? Call +250 788 376 370 or email info@iwacufinance.com